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Fees and Insurance


While a low fee for aesthetic plastic surgery may be appealing, select your surgeon carefully. Research his or her qualifications, reputation, references and experience, especially when the fee is significantly lower than for other surgeons.  

It is important to evaluate the total cost of your procedure when performing your calculations. In addition to the price of the procedure, be sure to account for the costs of: 

  • Surgeon’s fees 
  • Pre and post-op consultations 
  • Surgical facility 
  • Anesthesia 
  • Other surgical needs such as breast implants and compression garments 
  • Lab work 
  • Medication 
  • Aftercare 
  • Travel and time off from work for recovery 
  • Additional medical costs if you have a complication 


Financing considerations include: 

  • What forms of payment does your surgeon accept? 
  • Are financing options available through your surgeon? 
  • Will any fees be reimbursed if you need to cancel your surgery? 


Most cosmetic surgery procedures are considered elective and therefore not covered under medical insurance. Some procedures such as reduction mammoplasty and rhinoplasty may be covered. Because complications may occur even with the most qualified surgeon, it can be helpful to explore insurance options ahead of time.  

Considerations include: 

  • Will your medical insurance cover your procedure? 
  • Will your medical insurance cover you if you have complications? 
  • Does your procedure qualify for ISAPS complication insurance? If so, is your surgeon willing to purchase it?